It was never a cheap option for a health insurance and recent research shows that health insurance premiums are at an all time high. Medical insurance is very much important these days because hospitals are no longer accepting patient not having medical insurance. You can buy an affordable health insurance policy and we here offering you some useful tips for that.
Choose Standard Health Plan
You have two options for private health insurance in uk, first one is the standard health plan and other one is comprehensive health plan. If you opt for standard health insurance plan then it will give you below coverage:
Basic hospital treatments
In-patient and daycare sessions
Diagnostic laboratory tests
Online health service
These plans are more reasonably priced than comprehensive private health insurance plans. Standard plans are sold by insurance companies under various titles such as Assure, Primecare, Saver etc.
Search Around For Discounts
There are hundreds of medical insurers in UK that made uk insurance market so competitive, and this situation gives an opportunity to buyers to have an affordable health insurance plan. You just need to perform a detailed search, dont just blindly opt for an insurer that looks good on paper or is advertised heavily on the telly. Zone in on those private medical insurers that offers you value for money in terms of packages, discounts and benefits. There are a large number of private health insurers that offer cash plans, money saving discounts and attractive benefits.
Some of the companies that you can check out are:
Pruhealth Insurance Company: This is a subsidiary of Prudential Insurance offers several health insurance plans that suit all types of finances. There are three types of plans you can compare on their website: Core, Essential and Comprehensive.
AXA PPP Healthcare: AXA PPP has four types of health plans you can purchase based on your budget. The first plan is Assure that covers for surgical procedures, cancer treatments, scans, hospital bills, specialist fees and lab tests. The second plan is know as Key and it includes all that is in assure plus up to 300 benefit and psychiatric treatments. The third plan is called Ideal and it covers up to 800 per year. The fourth plan is known as Premier and it has no annual maximum for outpatient treatment.
Patient Choice: Patient Choice has a long list of health insurance providers from which you can choose a health insurer, or compare prices of different providers at different cost levels. You can also have a look at their affiliated doctors, hospital networks and clinical facilities.